Ask yourself:
- For both now and the long term, does home ownership make sense and sound attractive?
- Do you have the means for a down payment?
- Can you manage the various expenses? Such as mortgage payments, maintenance costs, and higher insurance fees?
If you answered yes, then you could begin exploring your options right away.
Purchasing a home is an exciting time, but as a big commitment it can be stressful. Not only for first-time home buyers but for move-up buyers too. Your mortgage could be the single most important financial decision you will ever make. A lot of information about you and your finances is required to qualify you for a mortgage, so having an experienced mortgage professional to help guide you through can help simplify the process.
Pre-approval can ease much of the stress of home buying. By talking to a mortgage broker early you can find out how much you qualify for at the start of your search. Providing you professional mortgage advice that best suits you and your family is what I do best. I will work for you to get you qualified.