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Mortgage Insights

Debunking Mortgage Myths

Debunking Mortgage Myths Getting a mortgage is one of the biggest steps in purchasing a home.  With so many lenders and mortgage plans available, it’s important to understand the process and be aware of your options. There is tons of information out there, and not all of it is true.  As a mortgage broker, it is… Read More »Debunking Mortgage Myths

Mortgage Refinancing

What You Need to Know about Refinancing Your Mortgage

What You Need to Know About Refinancing Your Mortgage More homeowners are considering refinancing their mortgage.  What is mortgage refinancing exactly?  It’s the act of paying out your current mortgage and replacing it with a new one, with different terms and a new rate.   There are many reasons you may want to refinance your mortgage,… Read More »What You Need to Know about Refinancing Your Mortgage

avoid mortgage fraud

How To Avoid Mortgage Fraud

How to Avoid Mortgage Fraud Mortgage fraud has been a growing concern in the industry for several years.  Equifax stated that suspected fraudulent mortgage applications have increased by 52% in Canada since 2013.   Rules and guidelines in the mortgage industry have become more complex leading to increased diligence among lenders and brokers.   The mortgage stress… Read More »How To Avoid Mortgage Fraud

5 Wooden House Tokens

5 Tips for First-time Homebuyers

Buying your first house is an exciting and often overwhelming experience. This financial investment is serious, and you want to make sure you are well prepared. Here are 5 tips for first-time homebuyers.

Mortgage Rates In 2021: Should You Buy Now?

Should you Buy Now? Trying to time your house purchase around forecasts of varying opinions could prove to be a tiring endeavor. The Canadian housing market is seeing record low interest rates. This is beneficial for homeowners looking for lower monthly mortgage payments and provides buyers an opportunity for larger budgets.